In real life, when you want to borrow, you apply for a loan. Your bank or credit union is a good place to start or you can work with specialized lenders like mortgage brokers. But no matter who you work with, you must provide information about yourself, so that the lender can evaluate your application and decide whether to make the loan. If you are approved, the lender will provide the funding for your home purchase.
That was a short scenario, but the real stuff is inside. Get your copy NOW!